body {
	font-family: Helvetica, Verdana, sans-serif;
	margin: 0px;
	padding: 0;
	background: rgb(255, 255, 255) url(images/bg.gif);
}

a, a:link, a:visited {
	text-decoration: none;
	color: #ffffff;
}

a:hover {
	text-decoration: underline;
}

img {
	border: 0;
}

h1 {
	font-size: 14px;
	font-weight: bold;
	margin-left: 50px;
	color: #ffffff;
}

.copy {
	font-size: 12px;
	font-weight: normal;
	margin-left: 60px;
	margin-right: 40px;
	color: #ffffff;
}

ul {
    list-style: square inside url(images/arrow.gif);
    margin-top: 8px;
    margin-bottom: 17px;
    margin-left: 134px;
    margin-right: 15px;
    padding: 0px;
    color:#ffffff;
    font-family: verdana;
    font-size: 11px
}

li {
   margin-bottom: 8px;	
}

.top-nav {
	margin-left: auto;
	margin-right: auto;
	width: 900px;
	height: 152px;
	margin-top: 0px;
	background: url(images/upper-masthead.jpg);
}

.tab-text {
    font-family: verdana;
    font-size: 14px;
    line-height: 40px;
    color: #ffffff;
    font-weight: bold;
}

.top-tabs {
	position: absolute;
	margin-left: 0px;
	margin-top: 110px;
	width: 900px;
	height: 42px;
}

.tab-1 {
	position: absolute;
	margin-left: 35px;
	border-width: 0px;
    text-align: center;
	width: 142px;
	height: 42px;
	background: url(images/tab.gif);
}

.tab-2 {
	position: absolute;
	margin-left: 177px;
	border-style: solid;
	border-width: 0px;
    text-align: center;
	width: 142px;
	height: 42px;
	background: url(images/tab.gif);
}

.tab-3 {
	position: absolute;
	margin-left: 319px;
	border-style: solid;
	border-width: 0px;
    text-align: center;
	width: 142px;
	height: 42px;
	background: url(images/tab.gif);
}

.tab-4 {
	position: absolute;
	margin-left: 461px;
	border-style: solid;
	border-width: 0px;
    text-align: center;
	width: 142px;
	height: 42px;
	background: url(images/tab.gif);
}

.tab-5 {
	position: absolute;
	margin-left: 603px;
	border-style: solid;
	border-width: 0px;
    text-align: center;
	width: 142px;
	height: 42px;
	background: url(images/tab.gif);
}

.masthead {
	float: center;
}

.row {
	position: relative;
	width: 900px;
	margin-left: auto;
	margin-right: auto;
}

.row-1 {
	position: relative;
	width: 900px;
	margin-left: auto;
	margin-right: auto;
}

.row-1-text {
    font-family: verdana;
    text-align: right;
    margin-right: 25px;
    font-size: 14px;
    line-height: 40px;
    color: #ffffff;
    font-weight: bold;
    border-left: 0px;
    border-right: 0px;
    border-top: 0px;
	border-bottom: 1px;
    border-style: dotted;
	border-color: #ffffff;
}

.img-row-1 {
    float: left;
    margin-left: 25px;
    margin-top: 20px;	
}

.row-1-text-lt {
    font-family: verdana;
    text-align: left;
    margin-left: 140px;
    margin-right: 25px;
    margin-top: 8px;
    font-size: 11px;
    color: #ffffff;
}

.row-1-1 {
	position: absolute;
	margin-right: 55px;
	margin-left: 35px;
	width: 278px;
	height: 172px;
	border-style: solid;
	border-width: 0px;
    background: url(images/row-1.jpg);
}

.row-1-2 {
	position: absolute;
	margin-left: 313px;
	width: 278px;
	height: 172px;
	border-style: solid;
	border-width: 0px;
    background: url(images/row-1.jpg);
}

.row-1-3 {
	position: absolute;
	margin-left: 591px;
	width: 278px;
	height: 172px;
	border-style: solid;
	border-width: 0px;
    background: url(images/row-1.jpg);
}

.row-2 {
	position: relative;
	width: 900px;
	height: 220px;
	margin-top: 172px;
	margin-left: auto;
	margin-right: auto;
}

.subhead-2-o {
    margin-left: 24px;
    margin-top: 10px;
    width: 231px;
    height:220px;
    background: url(images/subhead-o.gif);
    background-repeat: no-repeat;
}

.subhead-2-g {
    margin-left: 24px;
    margin-top: 10px;
    width: 231px;
    height:220px;
    background: url(images/subhead-g.gif);
    background-repeat: no-repeat;
}

.row-2-text {
    font-family: verdana;
    text-align: left;
    margin-left: 25px;
    margin-right: 25px;
    margin-top: 0px;
    font-size: 14px;
    line-height: 40px;
    color: #ffffff;
    border-left: 0px;
    border-right: 0px;
    border-top: 0px;
}

.row-2-text-lt {
    font-family: verdana;
	line-height: 14px;
    text-align: left;
    margin-left: 5px;
    margin-right: 25px;
    margin-top: 8px;
    font-size: 12px;
    color: #ffffff;
}

.row-2-text-lt-mid {
    font-family: verdana;
	line-height: 14px;
    text-align: left;
    margin-left: 5px;
    margin-right: 115px;
    margin-top: 8px;
    font-size: 12px;
    color: #ffffff;
}

.row-2-1 {
	position: absolute;
	margin-right: 55px;
	margin-left: 35px;
	width: 278px;
	height: 220px;
	border-style: solid;
	border-width: 0px;
    background: url(images/row-2-1.jpg);
}

.row-2-2 {
	position: absolute;
	margin-left: 313px;
	width: 278px;
	height: 220px;
	border-style: solid;
	border-width: 0px;
    background: url(images/row-2-2.jpg);
}

.row-2-3 {
	position: absolute;
	margin-left: 591px;
	width: 278px;
	height: 220px;
	border-style: solid;
	border-width: 0px;
    background: url(images/row-2-1.jpg);
}

.footer {
	position: relative;
	width: 834px;
	height: 63px;
	margin-left: auto;
	margin-right: auto;
	margin-top: 0px;
	font-family: verdana;
	font-size: 14px;
	text-align: center;
    color: #ffffff;
	background: url(images/footer.gif);
}